| DEPOSIT ACCOUNT RATES |
|
Interest Rates & Annual Percentage Yield's (APY's) are current as of
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|
August 26, 2010
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| FSBND CD SPECIALS |
| FSBND Certificate of Deposit Specials |
| Description |
Minimum
Balance |
Interest
Rate |
Annual
Percentage
Yield |
| 9 Month Special * **** |
$1,000.00 |
1.00 |
1.00 |
| * a penalty may be imposed for early withdrawal |
| ****Rate is fixed until the first maturity date, at which time the 9 month special will renew at the then current 6 month certificate rate. |
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CERTIFICATES OF DEPOSIT
Call an employee for more information on fees, rates & terms
|
| Description |
Minimum
Balance |
Interest
Rate |
Annual
Percentage
Yield |
| 60 Month Certificate of Deposit* |
$1,000.00 |
2.60% |
2.60% |
| 48 Month Certificate of Deposit* |
$1,000.00 |
2.10% |
2.10% |
| 36 Month Certificate of Deposit* |
$1,000.00 |
1.80% |
1.80% |
| 24 Month Certificate of Deposit* |
$1,000.00 |
1.45% |
1.45% |
| (The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs) |
| 12 Month Certificate of Deposit * |
$1,000.00 |
1.00% |
1.00% |
| 6 Month Certificate of Deposit * |
$1,000.00 |
.75% |
.75% |
| 3 Month Certificate of Deposit * |
$1,000.00 |
.40% |
.40% |
| * A penalty may be imposed for early withdrawal. |
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SAVINGS ACCOUNT
|
| Description |
Minimum
Balance |
Interest
Rate |
Annual
Percentage
Yield |
Regular Savings**
You must maintain a minimum average balance of $25.00
to obtain the disclosed annual percentage yield. |
$25.00 |
0.25% |
0.25% |
IRA Savings**
|
$25.00 |
1.44% |
1.45% |
| ** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s). |
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| N.O.W. ACCOUNTS |
|
Description
|
Minimum
Balance |
Interest
Rate |
Annual
Percentage
Yield |
Average Daily Balance:
up to $9,999.99*** |
$500.00 |
0.15% |
0.15% |
| $10,000.00 to $24,999.99*** |
$500.00 |
0.25% |
0.25% |
| $25,000.00 and up*** |
$500.00 |
0.25% |
0.25% |
| *** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s). |
|
| MONEY MARKET ACCOUNTS |
| Description |
Minimum
Balance |
Interest
Rate |
Annual
Percentage
Yield |
Average Daily Balance:
up to $9,999.99*** |
$2,500.00 |
0.20% |
0.20% |
| $10,000.00 to $24,999.99*** |
$2,500.00 |
0.40% |
0.40% |
| $25,000.00 to $99,999.99*** |
$2,500.00 |
0.50% |
0.50% |
|
$100,000.00 to $249,999.99***
|
$2,500.00
|
0.75%
|
0.75%
|
| $250,000.00 and up*** |
$2,500.00 |
1.00% |
1.00% |
|
*** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
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